Tag: goldenaeon
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Time Value of Money Primer
Time value of money (TVM) is represented by the difference in value of some dollar amount of money or cash flow(s) over a period of time, assuming one can earn some sort of return on the money available. Simple interest is calculated on the principal only while compound interest is when one also earns “interest…
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Do you need a will?
An estate is all the rights, titles, or interests that a person (living or deceased) has in any property. Estate transfer is the act of conveying title to property interests from one person to another. Selecting proper estate transfer alternatives is the key to efficient and effective estate planning. At death, transfers occur either through…
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Business Plans…
On May 3, 2013 I was fired from my previous position. When I got dressed that morning I chose my best suit, tie and pocket square, and made sure they coordinated perfectly. It was Friday and I knew my life was going to be different from that day on. After being escorted out of the…