Tag: pythia
-
First Time Homebuyer Resources
Happy Labor Day to all! Despite our momentum the past month was challenging. Our service mark for Pythia was in danger of being cancelled until just a few days ago. I hadn’t realized how important this project has become and what it might mean to our longevity until we were at risk of losing it.…
-
Homeownership in the U.S.
According to the April 2023 National Association of Realtors (NAR) study Wealth Gains by Income and Racial/Ethnic Group, a typical homeowners wealth is as much as 40x greater than a renters. A vital part of wealth accumulation for most, home ownership is a key milestone on the path to achieving the American dream. 74.4% of…
-
Happy Independence Day 2023!
Happy 4th!!!!
-
Ten
Today we celebrate 10 years in operation! Thank you to our clients and everyone who has supported the mission since inception. In May, I earned the CompTIA Security+ certification. Passing the exam validates the baseline skills necessary to perform core cybersecurity functions and pursue an IT security career. This year the Securities and Exchange Commission…
-
Markets in Review
2022 was the worst year of performance in 97 years for the bond market, ending the year -13.07% as measured by the Bloomberg U.S. Aggregate Float Adjusted Index. Equity markets did not fair much better with the most comprehensive view of the U.S. equity market, the Wilshire 5000 -19.00%. The Federal Open Market Committee increased…
-
A Note on Perseverance
The Miriam Webster dictionary defines perseverance as “continued effort to do or achieve something despite difficulties, failure, or opposition : the action or condition or an instance of persevering : steadfastness Borrowed from Latin perseverant-, perseverans : persisting in a course of action, steadfast,” I recall a message that resonated with me when I first…
-
Coroebus’ First Olympiad
Coroebus’ first olympiad is complete. We have been operating for four years and continue to meet challenges as they come. Performance has been competitive, though scaling continues to be an area of focus as I continue to develop PythiaSM. In the area of portfolio management or investment management there is a continuing debate as to…
-
Coming Soon: Pythia…
Coroebus is 3! According to the ancient poet Pausanius, Coroebus of Elis won the first gold medal of the ancient Olympic games in 776 B.C. by defeating his competitors in the stadion race. Taraje chose to name his business Coroebus to help fulfill a childhood dream to become the first male U.S. Olympic Champion in…
-
Happy Independence Day!
As we complete our third year in business, I would like to take this opportunity to thank our clients, family and friends. It has been a difficult road but as we continue to meet the challenges we face daily, the aureate beacon of CWM continues to brighten. July 23rd marks the third anniversary of our Grand Opening…
-
Time Value of Money Primer
Time value of money (TVM) is represented by the difference in value of some dollar amount of money or cash flow(s) over a period of time, assuming one can earn some sort of return on the money available. Simple interest is calculated on the principal only while compound interest is when one also earns “interest…